Travel Insurance

Government and private health insurance benefits do not pay for all of the cost related to illness and injury when traveling.

Travel Insurance influences the overall enjoyment of your vacation/jaunt or business trip. Travelers encounter an unplanned situation while traveling: they may eat food that they are not accustomed to, be exposed too longTravel_Insurance_bizjaunt

Travelers encounter an unplanned situation while traveling: they may eat food that they are not accustomed to, be exposed too long in the sun or unfamiliar temperature condition, get stung by a marine creature, have an accident, fall ill or experience theft.

Although no one travels with the intention of getting sick or having an accident, the traveler’s journey may be disrupted unintentionally. Many business professionals are required to travel to places with political unrest as part of their job where there is

Although no one travels with the intention of getting sick or having an accident, the traveler’s journey may be disrupted unintentionally. Many business professionals are required to travel to places with political unrest as part of their job where there is a potential risk of injury due to an act of war or terrorism.

Although no one travels with the intention of getting sick or having an accident, the traveler’s journey may be disrupted unintentionally. Many business professionals are required to travel to places with political unrest as part of their job where there is a potential risk of injury due to an act of war or terrorism.

Many travelers are reluctant to buy insurance, thinking that they are not at risk. I hope you are not one of them.

One may refuse travel insurance because they have been vaccinated against potential diseases. But vaccines do not protect them from accidents nor from canceled flights.

A number of unplanned events may inconvenience or ruin the trip that cost so much money. Consider weather-related factors that disrupt travel such as earthquakes, floods, volcanic ash clouds, blizzards and ice storms.

Consider political and civil disturbances that close airports and rail stations and leave business and tourist travelers stranded. Even a small inconvenience may upset a journey. Safety and security are important to the traveler.

One of the core benefits of travel insurance is the fact that “caring professionals” are ready to help when someone is away and in a desperate situation. Travel professionals are equipped to advise their customers how to protect their purchase of travel products and sell them “peace of mind”.

Travel Insurance protects the traveler’s financial investment in the purchase of transportation accommodation and entertainment. Travel Insurance pays for potential misfortunes that the traveler might have before and while traveling.

It pays for unplanned medical costs, for replacement of lost or damaged baggage or for new reservations due to involuntary cancellation or because travel suppliers go out of business. In addition to offering financial protection, travel insurance also provides extra services such as 24-hour general or emergency assistance.

If one or two of the conditions stated above occur while you are away from home, don’t panic. Your travel insurance does the magic for you.

It takes just a few documents like a completed diagnosis from the foreign physician(s) and/or hospitals that provided treatment, including written confirmation from the physician who administered the treatment that the treatment and expenses were necessary.

The claim process is a simple one between you, the insured, and the insurance company. Your travel consultant is always there for advice and direction.
Apart from few exclusions, you can be sure you’re protected while traveling. These exclusions can be:

  • Pre-existing conditions (e. g. asthma, diabetes)
  • High-risk sports (e. g. skiing, scuba diving, mountain climbing)
  • Travel to hhigh-riskcountries (e. g. due to war or natural disaster)

Wherever you’re traveling to, GET PROTECTED, GET COVERED

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